End User License Agreement

By downloading, installing, or using BullionTally (“the App”), you agree to be bound by this End User License Agreement (“Agreement”). If you do not agree to these terms, do not use the App.

Lunjevich Decorators Limited, trading as HMS Developments (“Licensor”) grants you a limited, non-exclusive, non-transferable, revocable licence to use the App on any device you own or control, solely for your personal, non-commercial use, subject to the terms of this Agreement.

You may not:

• Copy, modify, distribute, sell, or lease any part of the App.
• Reverse engineer, decompile, or disassemble the App.
• Remove, alter, or obscure any proprietary notices in the App.
• Use the App for any unlawful purpose.
• Use automated systems to access or interact with the App beyond normal use.
• Attempt to gain unauthorised access to any part of the App or its backend systems.

• The App offers optional paid subscriptions (Monthly, Annual) and a one-time Lifetime purchase (“Pro”).
• Subscriptions auto-renew unless cancelled at least 24 hours before the end of the current billing period.
• Payment is charged to your Apple ID or Google Play account at confirmation of purchase.
• You can manage and cancel subscriptions through your device’s App Store or Google Play Store settings.
• Refunds are handled by Apple or Google per their respective refund policies.
• The 7-day free trial (if offered) converts to a paid Monthly subscription on day 8 unless cancelled.
• The 24-hour free preview is a courtesy and does not constitute a subscription or commitment.

The App and its original content, features, and functionality are owned by Lunjevich Decorators Limited, trading as HMS Developments and are protected by international copyright, trademark, and other intellectual property laws. The BullionTally name, logo, and associated branding are trademarks of Lunjevich Decorators Limited, trading as HMS Developments.

The App is provided “as is” and “as available” without warranties of any kind, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

• Spot prices, exchange rates, and portfolio valuations are provided for informational purposes only and should not be relied upon for financial decisions.
• We do not guarantee the accuracy, completeness, or timeliness of any price data.
• The App is not a financial adviser. Consult a qualified financial professional before making investment decisions.
• We are not responsible for any losses incurred based on information provided by the App.

To the maximum extent permitted by applicable law, in no event shall Lunjevich Decorators Limited, trading as HMS Developments, its directors, employees, partners, agents, suppliers, or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation loss of profits, data, use, goodwill, or other intangible losses, resulting from:

• Your access to or use of (or inability to access or use) the App.
• Any conduct or content of any third party in connection with the App.
• Unauthorised access, use, or alteration of your data.
• Inaccurate price data, exchange rates, or portfolio valuations.

Since the App stores data locally on your device by default, Lunjevich Decorators Limited, trading as HMS Developments is not responsible for data loss due to device failure, theft, loss, or damage. Users are strongly encouraged to regularly export their holdings via the CSV export feature and/or create an account for cloud backup.

The App integrates with third-party services (FRED API, GoldAPI.io, Frankfurter API, Google AdMob, Firebase, YouTube, TikTok Business SDK). These services are governed by their own terms and privacy policies. We are not responsible for the content, accuracy, or practices of these services.

We may terminate or suspend your access to the App immediately, without prior notice or liability, for any reason, including if you breach this Agreement. Upon termination, your right to use the App ceases immediately.

This Agreement shall be governed by and construed in accordance with the laws of New Zealand, without regard to its conflict of law provisions. Any disputes arising from this Agreement shall be subject to the exclusive jurisdiction of the courts of New Zealand.

We reserve the right to modify this Agreement at any time. Changes will be effective when posted. Your continued use of the App constitutes acceptance of the modified terms.

For questions about this EULA, contact: